SafetyAges 9–176 min read
Online Safety and Money Scams for Kids
Teach children how to recognize fake giveaways, phishing, suspicious messages, and risky online money requests.
Teach the pause rule
If a message promises free money, asks for passwords, or creates urgency, children should pause and ask a trusted adult before acting.
Practice fake scenario detection
Use examples like fake prize messages, suspicious links, or someone asking for a PIN. Let the child decide what looks unsafe.
Common parent questions
What is the safest first rule?
Never share passwords, PINs, one-time codes, or bank details with anyone online.
Build these ideas into a complete financial literacy journey
Explore Progress Penguin's financial literacy for kids guide, public money lessons, quizzes, and family learning activities.