Ajo, esusu, group savings
Learn why ajo/esusu is a rotating savings group — everyone saves together and takes turns receiving a lump sum.
In this lesson
Ajo, esusu, group savings is part of Saving With Family. This preview shows how saving-goals connects to everyday family decisions such as earning, saving, spending choices, goals, approvals, or parent-guided money conversations inside Progress Penguin.
Think about this money choice
Imagine this situation: 10 friends each put in 1000 in local currency every month. Each month one person takes the whole pot.
How it works
Ajo/esusu is a rotating savings group — everyone saves together and takes turns receiving a lump sum. No interest, no bank needed.
Try a real-life example
Real-life money moment: You join a 5-person ajo: 2000 in local currency each, monthly. You receive the pot in month 4.
Activity preview
Match the money ideas
Use what you learned to complete this short challenge.
Practice adding money to savings
Open Requests and make a deposit request into savings so you can see how saving starts. Parent approval can happen later.
Quiz preview
Ajo and esusu are:
10 friends each put in 1000 in local currency every month. Each month one person takes the whole pot. How much does the person who collects in month 3 receive?