11+advancedcredit-debt
Productive Debt Decisions
Understand why the distinction is productive vs consumptive use.
5
Lessons in this module
30 min module estimate
1Preview
What makes debt 'good'
Understand why the distinction is productive vs consumptive use.
8 minPreview lesson →
2Preview
Consumer debt dangers
Understand why depreciation + interest = double loss.
8 minPreview lesson →
3Preview
Student loans as investment
Understand why not all education is equally valuable as an investment.
8 minPreview lesson →
4Preview
Business debt
Understand why business debt is productive capital deployment.
8 minPreview lesson →
5Preview
The debt mindset shift
Understand why five essential pre-debt questions: (1) Purpose — productive or consumptive? (2) Total cost — not just monthly payment, (3) Return — does it generate more than it costs? (4) Downside — what if income drops? (5) Alternatives — can I save and buy later?
8 minPreview lesson →
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