Back to My First Purchase Plan
7-10planning-purchases

Find the Full Cost

Find the exact price of what you want before starting to save, so your target is real and your progress is trackable.

In this lesson

Find the Full Cost is part of My First Purchase Plan. This preview shows how planning-purchases connects to everyday family decisions such as earning, saving, spending choices, goals, approvals, or parent-guided money conversations inside Progress Penguin.

Think about this money choice

Emeka wants a new football. He sees one he likes but does not know the price.

How it works

The full cost of something is the exact amount you need to buy it. Until you know the price, you cannot set a meaningful savings target. Finding the price is the very first practical step in any savings plan.

Try a real-life example

Real-life money moment: Emeka wants a football. He starts saving without knowing the price. After three weeks he has 600 in local currency and goes to the shop — the football costs 1500 in local currency. He has to wait much longer than expected. — Find the price before you start saving, not after.

Activity preview

Move the money slider

Use what you learned to complete this short challenge.

Build your own savings goal

Progress Penguin will guide you through the goal name, target amount, and deadline. When you finish, you will return to this exact lesson step.

Quiz preview

Finding the Full Cost of a savings goal means:

Working out how much you can save per week from your allowance
Asking the seller for the lowest price they would accept
Checking only the price tag or headline price of the main item
Including every expense — price, fees, transport, and extras

You want to buy a game for 3000 in local currency delivered to your house. The full cost is:

3000 in local currency plus any delivery fee — total must be saved before buying
3000 in local currency split equally across as many weeks as it takes
Exactly 3000 in local currency since delivery is always included in the price
3000 in local currency minus any discounts you can negotiate with the seller