7-10digital-safety

If you're defrauded online

Discover if you're defrauded online and why it matters for your financial safety and decisions.

In this lesson

If you're defrauded online is part of Safe Online Shopping. This preview shows how digital-safety connects to everyday family decisions such as earning, saving, spending choices, goals, approvals, or parent-guided money conversations inside Progress Penguin.

Today’s money mission

You paid ₦30,000 for an item that never arrived. The seller is gone.

What you need to know

Document everything. Report to bank and EFCC. Don't delete chats.

Real-life example

Real-life money moment: Think about a time when if you're defrauded online affected a money decision.

Progress Penguin connection

In Progress Penguin, complete or review one practical action connected to “If you're defrauded online.” Use this lesson objective: Understand if you're defrauded online and apply it to real money decisions. Record what you checked, the evidence you used, and your next step.

Activity preview

Choose the best money move

Use what you just learned. Choose the option you can explain.

Quiz preview

If you're defrauded online, first action is:

Delete the chats

Pay them again

Avoid all online activity for 30 days until the risk passes

Document everything; report to bank/EFCC

You were scammed online. The scammer is now threatening you to keep quiet. What should you do?

Do not comply with threats — report to EFCC and your bank immediately. Threats are designed to prevent reporting, which is exactly why you should report

Keep quiet — the threat is real in this situation in most everyday cases as a reliable approach

Handle it yourself — police cannot help in practical terms over the longer term

Pay what they demand to end it under normal conditions in most everyday cases over the longer term