Back to Recognising Financial Scams
7-10digital-safety

How scammers target teens online

Discover how scammers target teens online and why it matters for your financial safety and decisions.

In this lesson

How scammers target teens online is part of Recognising Financial Scams. This preview shows how digital-safety connects to everyday family decisions such as earning, saving, spending choices, goals, approvals, or parent-guided money conversations inside Progress Penguin.

Today’s money mission

A "recruiter" on Instagram offers a job — likes your posts, builds trust for weeks, then asks for a ₦10,000 "registration fee."

How it works

Game chats, social media DMs, fake giveaways. Be alert.

Try a real-life example

Real-life money moment: Think about a time when how scammers target teens online affected a money decision.

Activity preview

Try the challenge

Use what you learned to complete this short challenge.

Quiz preview

Scammers target teens through:

Official mail only as a general rule
Newspapers under normal conditions
Books in practical terms
Game chats, social DMs, fake giveaways

A new contact on your game's chat offers you rare items in exchange for your mobile money login. What is happening?

Normal gaming behaviour — safe to proceed
Account takeover attempt — game items are the lure; your mobile money account is the target
A generous gamer sharing items
A legitimate trade — game items have real value