7-10digital-safety

USSD codes safely

Discover ussd codes safely and why it matters for your financial safety and decisions.

In this lesson

USSD codes safely is part of Mobile Money in Nigeria. This preview shows how digital-safety connects to everyday family decisions such as earning, saving, spending choices, goals, approvals, or parent-guided money conversations inside Progress Penguin.

Think about this money choice

You dial *737# to check your balance. The person behind you watches.

How it works

*737#, *901#, *894# — codes for offline banking. Privacy matters.

Try a real-life example

Real-life money moment: Think about a time when ussd codes safely affected a money decision.

Activity preview

Try the challenge

Use what you learned to complete this short challenge.

Quiz preview

USSD banking codes work without:

A phone

A bank account

Internet connection

A SIM card

You are using USSD (*737#) to send money in a crowded bus. What security step is most important?

Wait until you are home — USSD only works at home

Shield your screen when entering your PIN so shoulder-surfers cannot see it

Complete the transaction as fast as possible

Announce what you are doing so no one is suspicious